Saturday, September 30, 2006
Wednesday, September 27, 2006
Aging Population Aging Parents
Tuesday, September 26, 2006
Ok ... I Quit !!!
- I had absolutely no energy to do anything for the whole day and hence I did not want to do anything for the whole day. Zero productivity.
- I kept looking at the clock, hoping that it is time for the next meal and when the meal did arrive, it just wasn't enough. I was very hungry.
- What they say is oh so true, a hungry man is an angry man. I find myself so moody and frustrated. I was being snappy at everyone that came into contact with me.
- Looking carefully at the diet, I will not be surprised one bit if I did actually lose 3kg, I was eating so little, I would have definately lost weight. Come on, a dog eats more than I do.
-------
So I came to a conclusion, I would rather take it slow, go to the gym, exercise and eat right, even though I would take a much longer time for me to see results using this route, I would be a much happier man, or at least I won't be a jackass.
No more diets for me, AAfur shizzle!
British Heart Foundation Diet
Breakfast: 1 cup black coffee/tea, 1 boiled egg, 1 slice of toast, half a banana
Lunch: 1 cup black coffee/tea, 4oz cottage cheese, 5 Ritz biscuits
Dinner: 2 frankfurters, 4oz broccoli, 2oz carrots, half a banana, 4oz vanilla ice-cream
Breakfast: 1 cup black coffee/tea, 1 boiled egg, 1 slice of toast
Lunch: 1 cup black coffee/tea, 1 slice cheddar cheese, 5 Ritz biscuits, 1 small apple
Dinner: 4oz tuna, 4oz beetroot, 4oz cauliflower, 1 slice of melon, 4oz vanilla ice-cream
- The diet is to be used 3 days at a time.
- The diet is based on a chemical breakdown.
- Only salt and pepper is to be used as seasoning.
- Only vanilla ice-cream is to be consumed.
Monday, September 25, 2006
TCC Column #3 - Penang Buffet
Sunday, September 24, 2006
Business Renounced Christianity and Became a Buddist
-------
Funny, and also undeniably true.
Saturday, September 23, 2006
Much Ado About Nothing to do on a Satrurday
Friday, September 22, 2006
Learning to Listen
Wednesday, September 20, 2006
One Long Day
- Essay Test.
- Precis Test.
- Aptitude Test - Critical Thinking.
- Aptitude Test - Numerical Skills.
- Aptitude Test - Reasoning Skills.
- Interview Session.
By the time I reached step 5, I was already in this state ...
Saturday, September 16, 2006
Wisdom I learned the HARD Way
Name: Fredizzle Height: 1.79meters Weight: 112Kg
Thursday, September 14, 2006
Lest I Forget #1 - It's a Bird, It's a Plane, haiyah... It's only fredizzle
- Whether my bicycle was badly damaged beyond repair, and
- If I was still able to make it for my lecture.
The lady was so stunned by the chain of events and kept on apologising profusely. I ended up having to calm her down. Thinking back, it was really negligent of her, imagine if it was a car instead of my bicycle, her car door would have flung off the hinges and someone might get hurt.
-------
I suffered a hairline fracture on my right wrist. The doctor viewed my x-rays and said I needed at least 4 months to fully recover. I did not feel any pain at first, I guess my body was numbed by the rush of adrenalin. However, my wrist started to hurt like hell for the next 2 weeks.
Miraculously, my wrist was completely healed by the 3rd week. Thank God for devine healing.
Wednesday, September 13, 2006
Living Christianity #3 - The Christian Miscreant
So why continue being a Christian when you're giving this religion such a bad report?
-------
In my previous post, I wrote that it is inherent for humans to err, and guess what, Christians are human too, we too are trying hard - through God's word - to be better people. Through all these experiences, I have learned to forgive and to keep on forgiving. On the other hand, when I am a jerk, I find it a little easier to ask for forgiveness as well. I must admit, it is a really very hard bullet to bite, but through it all, I have become a better person. Jesus asks that we forgive a person 70 x 7 times.
Haha... if you are counting what 70 x 7 times equals to, then you've already missed the point.
Tuesday, September 12, 2006
The 5 Stages of Grief
Sunday, September 10, 2006
Adulthood. Overrated.
Saturday, September 09, 2006
New Running Regimen
Friday, September 08, 2006
Thursday, September 07, 2006
Reminder: Cable Vs ADSL
- What is the actual bandwidth that the consumer can experience?
- Is the age of the phone line a factor in the validity of promised bandwidth?
- How much slower will the bandwidth be if there is more than one computer accessing this account via a router?
That's all for now.
Wednesday, September 06, 2006
HDB Buying Guide for Future Reference
- If you qualify, take the HDB home loan as opposed to bank loans. HDB home loans (currently) has a 2.6% interest rate. Banks generally charge more than 3% for housing loans.
- Limit your downpayment. For HDB loans, the Housing Board will consume all of your CPF Ordinary Account (OA) and apply it to your downpayment. Avoid this by transferring the money, in excess of the 10% downpayment, out of your OA and into an investment of fixed deposit. Do this before the first appointment. You can transfer it back after the transaction is done. This will act as a cushion because HDB will take the monthly out of your OA so it is more prudent for one to have funds in your OA in case you hit onhard times and are unable to make CPF contributions.
- Option fee. If you like a flat, you can reserve it for 14 days by paying an option fee. During that time, the seller cannot sell it to anyone else. You will have to forfeit the option fee is you decide not to buy. The fee is priced at up to S$1000 but you can choose to put up ANY amount. If your property agent insists you pay the full amount. Fire that person. An agent may even pressure you to sign a purchase agreement immediately. They may even fail to mention the 14 day wait-out period. Don't! The LAW entitles you to 2 weeks so take it!
- Option exercise fee. You have exercised the option to purchase once you pay this fee. It is a binging contract. So do not pay and do not sign a Option to Purchase if you have the slightest doubt about buying the flat or about financing.
- There is no requirement to use an agent to purchase a flat. To independantly verify that you are getting a good deal, compare home loan rates at www.AskDrMoney.com If you do engage an agent, there is no rule that you must pay the agent 1% as a buyer's commission. Some will work for nothing because they can also make good money from bank referral fees and splitting the seller's commission.
- If you decide to take a bank loan instead. You'll have to choose between Variable or Fixed intrest rates. Do your homework on these 2 options. They have different advantages. In a nutshell, variable interest rates are an interest rate that moves up and down based on the changes of an underlying interest rate index and fixed interest rates are a loan or mortgage with an interest rate that will remain at a predetermined rate for the entire term of the loan.
Tuesday, September 05, 2006
Why we all have a chance at love ...
Monday, September 04, 2006
Cartoon Crush and Life Partners
- Elaine to Jerry, in the episode "The Implant"
Sunday, September 03, 2006
Common Catch Phrases #3
Saturday, September 02, 2006
New Toy
Friday, September 01, 2006
Living Christianity #2 - Justice Vs Mercy
- Former national waterpolo player Ng Tong Hwee, 43, was riding his BMW bike to work.
- Ms Ong Phui Huey, driver of a Volvo, cut into his lane, forcing him to swerve.
- Mr Ng horned at her, caught up with her vehicle and gestured for Ms Ong to come out.
- Ms Ong ignored him. No fault was acknowledged. No apology was given.
- Mr Ng then kicked her car door several times when he tried and failed to open it.
- Mr Ng pled guilty, was convicted and fined S$5000.
-------
How's that for Justice? Where is the Justice?
Here, the once non-Christian FD would conclude the following:
- Ms Ong is a bloody
BitchVolvo driver! - She only got away with what she did because Mr Ng was stupified by his rage and did what he did.
- If there is justice, YES, Mr Ng should be fined for his unruly behaviour, BUT Ms Ong should also be punished for her role in this whole fiasco.
-------
Here is what the Christian FD would have done:
- Be angered by Ms Ong's stupid behaviour.
- Go home, complain to friends and family, thank God for His protection and forget about this incident.
Here is what a Christian is also supposed to do:
- Pray that God would help Ms Ong realise the consequences of reckless driving.
- Pray that God would protect her from the dangers arising from other reckless drivers.
-------
Ask for God's Mercy,
Believe in God's Justice.
I understand the wisdom behind this statement in my head but I've yet to fully accept it in my heart.